Terms & Conditions

These terms & conditions contained herein on this webpage shall govern your use of this website, including all pages within this website. These terms apply in full force and effect to your use of this website and by using this website, you expressly accept all terms and conditions contained in this website. You must not use this website if you have any objection to any of thes​e terms & conditions.“MoneyTek Accounting L.L.C maintains the https://moneytek.ae Website (“Site”).

“United Arab of Emirates is our country of domicile” and stipulate that the governing law is the local law. All disputes arising in connection therewith shall be heard only by a court of competent jurisdiction in U.A.E.These are the terms that apply when you are using our website.

I have a Question

Who We Are and How to Contact Us?

https://moneytek.ae is a site operated by MoneyTek Accounting L.L.C (referred to on this page as “us” or “we”). We are a Limited Liability Company incorporated in the United Arab Emirates with licence number CN-4222919. Our registered address is Abu Dhabi, United Arab Emirates. If you wish to contact us, please do so via this contact form or email (coffee@moneytek.ae).

By using this website, you confirm that you accept these terms and that you agree to comply with them. If you do not agree to these terms, you must not use this website. Please note there may be other terms that apply to you. If you engage with us in the provision of products and/or services, our business terms and conditions and software licence may also be applicable to you. We amend these terms from time to time. Every time you wish to use our site, please check these terms to ensure you understand the terms that apply at that time.

Use Material on Our Website.

We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it. All material produced on our website is protected by global copyright laws and treaties. All such rights are reserved.You may print off one copy, and may download extracts, of any page(s) from our website for your personal use and you may draw the attention of others within your organisation to content posted on our website.You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.Our status (and that of any identified contributors) as the authors of content on our website must always be acknowledged.You must not use any part of the content on our website for commercial purposes without obtaining a licence to do so from us.If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons.

Information on This Website.

The content on our website is provided for general information only. It is not intended to amount to professional advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our website.Although we make reasonable efforts to update the information on our website, we make no representations, warranties or guarantees, whether express or implied, that the content on our website is accurate, complete or up to date.

Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them.We have no control over the contents of those websites or resources.

Our Liability to You.

We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation. Different limitations and exclusions of liability will apply to liability arising as a result of the supply of our services to you. Please refer to our terms of engagement for further details. We exclude all implied conditions, warranties, representations or other terms that may apply to our website or any content on it. We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:

 - use of, or inability to use, our website; or
 - use of or reliance on any content displayed on our website.

In particular, we will not be liable for: loss of profits, sales, business, or revenue;

 - business interruption;
 - loss of anticipated savings;
 - loss of business opportunity, goodwill or reputation; or
 - any indirect or consequential loss or damage.

Use Your Personal Information.

Please refer to our privacy policy below.

We are not responsible for viruses and you must not introduce them. We do not guarantee that our website will be secure or free from bugs or viruses. You are responsible for configuring your information technology, computer programmes and platform to access our website. You should use your own virus protection software.You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. We will report any breach of this term in our discretion to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.

You may link to our home page, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.You must not establish a link to our website in any website that is not owned by you. Our website must not be framed on any other website, nor may you create a link to any part of our website other than the home page. We reserve the right to withdraw linking permission without notice. If you wish to link to or make any use of content on our website other than that set out above, please contact coffee@moneytek.ae.

Relevant Country’s Laws.

These terms, their subject matter and formation are governed by the laws of enforcement authoarities in Abu Dhabi without giving effect to any choice or conflict of law provision or rule (whether of those authorities or any other jurisdiction). You and we agree that any dispute, difference, controversy or claim arising out of or in connection with this Licence including (but not limited to) any question regarding its existence, validity, interpretation, performance, discharge and applicable remedies, shall be subject to the exclusive jurisdiction of the Courts of the Abu Dhabi, although we retain the right to bring any suit, action or proceeding against you for breach of these terms in your jurisdiction of residence or any other relevant jurisdiction. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

Terms of Payment.

All payments (except otherwise indicated) are payable to our Bank account mentioned on the Invoice. Please contact us for the complete details.
Payments are to be made in advance for all services, except where post dated cheques or another form of guarantee to the entirety of the services is received and approved.
 - The Fee structure and costs are as indicated and agreed at time of signing these terms and conditions or as is prevalent at the time of subscribing for a product or service after the signing of the terms and conditions
 - The customer is required to provide payment via cash, bank transfer, credit card, post-dated cheques upon application, amounting to the agreed Support Services terms for the longevity of the trade license or as otherwise agreed. Subject to the Clause above, the Customer hereby acknowledges and agrees that it shall be responsible for the payment of any applicable administrative charges, as may be imposed by MoneyTek Accounting L.L.C.
 - All bank transfer fees are to be borne by the payer.
 - We will not trade with or provide any services to OFAC and sanctioned countries.
 - Customer using the website who are Minor/under the age of 18 shall not register as a user of the website and shall not transact on or use the website.
 - Cardholder must retain a copy of transaction records and MoneyTek Accounting L.L.C’s policies and rules.
 - User is responsible for maintaining the confidentiality of his account.
 - Any services engaged will commence upon realisation of payment.
 - Any ancillary services will be quoted and charged in advance and accepted through written consent or otherwise agreed.
 - Should you wish to use the ‘honesty bar’ at the business centre you will need to lodge a credit card with them as security, and settle your bill daily. 
 - Some services will be provided by and governed by a 3rd party operators. MoneyTek Accounting L.L.C will make payment to the selected 3rd party operators for the selected service on behalf of the Client, however the client will be required to sign the terms and conditions of the selected 3rd party operator and will be bound and governed by those terms and conditions. MoneyTek Accounting L.L.C carry no liability for any part of the agreement entered into between the Client and the selected 3rd party operator.
 - Any payments received by MoneyTek Accounting L.L.C towards any product or service are non-refundable unless agreed otherwise. This condition is valid even if the payment received isn’t for the full amount of the service or product subscribed for and/or the customer has yet to provide MoneyTek Accounting L.L.C with all the correct documentary requirements for said product or service and/or their application is rejected by the licensing/government authority or selected 3rd party operator for any reason.

Non – Payments & Cancellations.

- In the event that the post dated cheques or security deposit for any products or services subscribed to are not cleared within 30 days of their due date, legal action will be sought to recover the funds.
- Late payments will be subject to a penalty of 10% per month or part thereof.
- Cheques returned result in a charge of AED 250.
- In an event of an unauthorized credit card for monthly payment, there will be a charge of AED 250.
- Any yearly renewable product or service will auto renew for a further 12 month period unless written notice is received 2 months before the renewal date unless otherwise agreed.
- You may be required to settle upfront in full any pending installments at the time of provision of any of the services.
- In the event of cancellation of the trade license, you will be required to pay the prevailing MoneyTek Accounting L.L.C/government charges for closing down the company or cancelling the visas..
- Ownership of any property left in ​MoneyTek Accounting L.L.C facilities being transferred to ​MoneyTek Accounting L.L.C, for disposal, sale, or any other action deemed necessary to recover any outstanding balance from the customer. ​MoneyTek Accounting L.L.C will have no obligation whatsoever to disclose information concerning action taken if any, and may still take necessary legal measures to obtain payment for services provided from the customer.
 - ​MoneyTek Accounting L.L.C reserves the right to take legal action both in the UAE and globally to recover all and any funds it is owed, and to assign the collection of any such debts to a 3rd party collection agent in any jurisdiction domestically or globally.
 - Once the payment is made, the confirmation notice or invoice will be sent to the client via email within 48 hours of receipt of payment.
 - Clients can cancel before the services are initiated; refunds will be made back to the payment solution used initially by the customer. Any refund amount is subject to deduction of admin charges up to 50% of the initial sale value. Please allow for up to 45 days for the refund transfer to be completed. Refunds will be done only through the Original Mode of Payment.

Privacy Policy

This Privacy Policy was last modified on Friday, September 09, 2022. Welcome to the privacy policy of MoneyTek Accounting L.L.C. ​MoneyTek Accounting L.L.C respects your privacy and is committed to protecting your personal data. This privacy policy will inform you as to how we look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights.

Important information and who we are.

Purpose of this privacy policy.
This privacy policy aims to give you information on how MoneyTek Accounting L.L.C collects and processes your personal data through your use of this website, including any data you may provide through this website when you purchase a product or service or otherwise interact with this website. This website is not intended for children and we do not knowingly collect data relating to children. It is important that you read this privacy policy together with any other privacy policy or fair processing policy we may provide on specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are using your data. This privacy policy supplements other notices and privacy policies and is not intended to override them. This website is operated by ​MoneyTek Accounting L.L.C (collectively referred to as we, us or our in this privacy policy). We are responsible for your personal data. We have appointed a data privacy manager who is responsible for overseeing questions in relation to this privacy policy. If you have any questions about this privacy policy, please contact the data privacy manager using the details set out below. Contact details If you have any questions about this privacy policy or our privacy practices, please contact coffee@moneyetk.ae or fill this form

Changes to the privacy policy and your duty to inform us of changes.
We keep our privacy policy under regular review. It is important that the personal data we hold about you is accurate and current. Please keep us informed if your personal data changes during your relationship with us. 

Third-party links.
This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website you visit.

The data we collect about you.
Personal data, or personal information, means any information about an individual from which that person can be identified. It does not include data where the identity has been removed (anonymous data). We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:
Identity Data - includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and gender.
Contact Data - includes billing address, delivery address, email address and telephone numbers.
Financial Data - includes bank account and payment card details.
Transaction Data - includes details about payments to and from you and other details of products and services you have purchased from us.
Technical Data - includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this website.
Profile Data - includes your username and password, purchases or orders made by you, your interests, preferences, feedback and survey responses.
Usage Data - includes information about how you use our website, products and services.
Marketing and Communications Data - includes your preferences in receiving marketing from us and our third parties and your communication preferences.

We also collect, use and share Aggregated Data such as statistical or demographic data for any purpose. Aggregated Data could be derived from your personal data but may not be considered personal data in law as this data will not directly or indirectly reveal your identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature. However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat the combined data as personal data which will be used in accordance with this privacy policy. We do not collect any Special Categories of Personal Data about you (this includes details about your race or ethnicity, religious or philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and genetic and biometric data) unless it is necessary for the provision of services. Nor do we collect any information about criminal convictions and offences. If you fail to provide personal data where we need to collect personal data by law, or under the terms of a contract we have with you, and you fail to provide that data when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the case at the time.

How your personal data is collected?
We use different methods to collect data from and about you including through:
Direct interactions - You may give us your Identity, Contact and Financial Data by filling in forms or by corresponding with us by post, phone, email or otherwise. This includes personal data you provide when you:
 - apply for our products or services;
 - create an account on our website;
 - subscribe to our services or publications;
 - request marketing to be sent to you;
 - enter a competition, promotion or survey; or
 - give us feedback or contact us.

Automated technologies or interactions - As you interact with our website, we will automatically collect Technical Data about your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar technologies. We may also receive Technical Data about you if you visit other websites employing our cookies.

Third parties or publicly available sources - We will receive personal data about you from various third parties and public sources as set out below:
 - Technical Data from analytics providers, advertising networks and search information providers.
 - Contact, Financial and Transaction Data from providers of technical, payment and delivery services.
 - Identity and Contact Data from data brokers or aggregators.
 - Identity and Contact Data from publicly available sources.

Our legal basis for processing your personal data.
When we use your personal information we may be required to have a legal basis for doing so. There are various different legal bases upon which we may rely, depending on what personal information we process and why. The legal bases we may rely on include:
 - consent: where you have given us clear consent for us to process your personal information for a specific purpose
 - contract: where our use of your personal information is necessary for a contract we have with you, or because you have asked us to take specific steps before entering into a contract
 - legal obligation: where our use of your personal information is necessary for us to comply with the law (not including contractual obligations)
 - legitimate interests: where our use of your personal information is necessary for our legitimate interests or the legitimate interests of a third party (unless there is a good reason to protect your personal information which overrides our legitimate interests).

Disclosures of your personal data.
We may share your personal data with the parties set out below for the purposes mentioned.
 - Other companies in the MoneyTek Accounting L.L.C group.
 - Our integration partners.
 - Service providers.
 - Professional advisers, including lawyers, bankers, auditors and insurers who provide consultancy, banking, legal, insurance and accounting services.
 - Tax authorities, regulators and other authorities.
 - Salesforce, Pardot and MailChimp
 - Third parties to whom we may choose to sell, transfer or merge parts of our business or our assets. Alternatively, we may seek to acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data in the same way as set out in this privacy policy.

We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our third-party service providers to use your personal data for their own purposes unless you otherwise consent and only permit them to process your personal data for specified purposes and in accordance with our instructions.

Data security.
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and other third parties who have a business need to know. They will only process your personal data on our instructions and they are subject to a duty of confidentiality. We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

Data retention.
How long will you use my personal data for? We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you. To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorised use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting or other requirements.

Your rights.
You may have rights under data protection laws in relation to your personal data, including: 
 - transparency over how we use your use personal information
 - access to your personal information and to certain other supplementary information that this privacy policy is already designed to address
 - requiring us to correct any mistakes in your information which we hold
 - requiring the erasure of personal information concerning you in certain situations
 - receiving the personal information concerning you which you have provided to us, in a structured, commonly used and machine-readable format and have the right to transmit those data to a third party in certain situations
 - objecting at any time to processing of personal information concerning you for direct marketing
 - objecting to decisions being taken by automated means which produce legal effects concerning you or similarly significantly affect you
 - objecting in certain other situations to our continued processing of your personal information

If you wish to exercise any of the rights set out above, please contact us. 

What we may need from you?
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our response. Time limit to respond We try to respond to all legitimate requests within one month. Occasionally it could take us longer than a month if your request is particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.

Online payments.
 - All credit/debit cards details and personally identifiable information will NOT be stored, sold, shared, rented or leased to any third parties.
 - MoneyTek Accounting L.L.C will not pass any debit/credit card details to third parties.
- MoneyTek Accounting L.L.C takes appropriate steps to ensure data privacy and security including through various hardware and softwaremethodologies. However, (moneytek.ae) cannot guarantee the security of any information that is disclosed online.
- MoneyTek Accounting L.L.C is not responsible for the privacy policies of websites to which it links. If you provide any information to such third parties different rules regarding the collection and use of your personal information may apply. You should contact these entities directly if you have any questions about their use of the information that they collect.
 - The website Policies and Terms & Conditions may be changed or updated occasionally to meet the requirements and standards. Therefore, the clients are encouraged to frequently visit these sections to be updated about the changes on the website. Modifications will be effective on the day they are posted.

If you are an employee or partner, you can request copy of internal operating policies by contacting us via coffee@moneytek.ae or this form.